It wasn’t so long ago that if you didn’t have the money for something, you simply went without or saved up. The likes of credit cards, loans and Afterpay have changed our purchasing behaviour, but is it for the better? It can be tempting to spend beyond your means, particularly as Afterpay is relatively accessible. …
Life is unpredictable so having some money set aside for emergencies, is essential. Whilst we all have different financial situations and saving for some people is more of a challenge than others, there are a few ways you can make it less of a shock to the household budget: Pay more tax. Ask your payroll …
Self-control is one of the secrets to increasing your wants and it’s not something we are generally born with, it’s learned behaviour. Having a budget is important as it will keep you on track and focus you on reaching your goals, particularly if you’re saving for something. Really ask yourself ‘is this a want or …